Funding Solutions

Invoice Finance

Invoice Finance releases cash currently tied up in outstanding customer invoices – ideal for funding expansion plans or improving your cashflow. There are two main types: factoring and invoice discounting. Read more


Factoring enables you to access the value of outstanding customer invoices before they are paid. We provide the funding and manage your credit control, chasing and collecting outstanding invoice payments which saves you time and money. Read more

Invoice Discounting

Invoice Discounting provides the finance you need, but your credit control team remains in control of collecting payments against outstanding invoices. Read more

Trade Finance

Trade Finance is a funding and support solution for businesses buying goods for resale from UK or overseas suppliers. It bridges the cashflow gap between paying suppliers and receiving payment from customers, and provides support from a team of dedicated trade specialists. Read more

Asset Finance and Asset Based Finance

Our Leasing, Hire Purchase and Refinance solutions can help you meet the investment needs for plant, machinery, office technology and other equipment, efficiently and cost-effectively. Read more


If you want to rent, buy or are refinancing existing assets, we can provide you with a solution tailored to your needs that will meet even the most challenging and complex funding briefs. Read more

Vendor Finance

Offering Bibby’s finance solution to your customers will help grow your customer base, boost your sales and increase customer loyalty - without impacting your overheads or draining your resources. You’ll also benefit from the financial expertise and support of our vendor team. Read more


We can fund a broad range of asset types and values; from a few PCs to a fleet of trucks worth thousands or even up to a million pounds. What’s more, we can fund assets that many funders simply ignore such as scaffolding and polytunnels. And in each case we work closely with our partners to deliver the best possible solution for their clients. Read more


Flexidraft offers funding support for your business when you need it – and no charges when you don’t. It enables you to grow your business at the same time as control costs. Read more

Construction Finance

Construction Finance is a funding and support solution that provides instant and ongoing working capital throughout various stages of a construction sector contract. Read more

Export Finance

Export Finance is a funding solution that releases the value of outstanding invoices and helps businesses overcome the complexities of selling goods or services overseas. Read more

Recruitment Finance

Recruitment Finance is an integrated funding and back-office solution for recruitment agencies. It provides upfront cashflow for outstanding invoices, in addition to a payroll and automated billing system that helps to streamline your processes. Read more

Forward Finance

Designed specifically for businesses with a turnover under £300,000, Forward Finance lets you access cash tied up in your invoices up to a value of £50,000. It comes with no long-term contracts and no set up fees. Read more

Bad Debt Protection

Each year UK businesses lose thousands of pounds because their customers are unable to pay or end up insolvent. As part of your funding facility, Bad Debt Protection (also known as ‘non-recourse’) will give you peace of mind, safeguarding you against non-payment. It’s ideal if you’ve had past experiences of bad debt, or a few customers represent a large percentage of your total sales. Read more

Foreign Exchange

Our unique Foreign Exchange ('Forex') solution allows you to release funds from your unpaid invoices through Invoice Finance and directly convert to the currency of your choice – taking the complexity out of exchanging money. Read more