Who we are

We’ve supported small and medium-sized enterprises (SMEs) since 1982 and today we support more than 12,000 businesses worldwide.

Our parent company Bibby Line Group has been in business for over two centuries and has companies in financial services, distribution, retail, shipping, marine and construction.

We are proud to help businesses, both big and small to grow and thrive in domestic and international markets.

Our history


Bibby Line Group establishes a factoring business in Liverpool

Founded in 1807, the group is one of the longest established family businesses in the UK


The birth of a new financial services business

The factoring business is migrated to a wholly owned subsidiary named Bibby Financial Services


New offices opened on two different continents

Bibby Financial Services opens in Warsaw, Poland, and Florida, US


Office openings in France, Ireland and Canada

During 2005-06 offices open in Lyon, Dublin and Toronto


Launching in Eastern Europe

The Czech Republic and Slovakia offices open


New European premises and acquisitions

A new office is opened in Dusseldorf, Germany, while the business completes several company acquisitions


Expansion in Asia

Bibby Financial Services opens its door to business in Singapore


New offices opened in Malaysia and the Netherlands

Bibby Financial Services also launches its Foreign Exchange service


Our first office in Wales

The company also launches its Stock Finance service


Further expansion in Europe

Opened for business in Belgium


Today, we are a £1bn global business

We support more than 12,000 businesses worldwide

We believe in your business

At Bibby Financial Services we're in the business of belief. We believe in your business and we'll be with you for the long-term - through good times and bad.
Watch this short video which describes our commitment to you.

Our locations

A family business at heart with an international presence

As a trusted, independent financial services partner to more than 12,000 businesses worldwide, we have built a reputation for consistently delivering excellent service to our clients.

Today, we manage annual client turnover of £10.1 billion globally and our total funding capability exceeds £1 billion.
  • Europe
    • Germany


      The desire to always achieve the best for our customers runs through all business areas from the expertise of our employees in our headquarters in Dusseldorf and our sales office in Wiesbaden to our innovative, flexible and tailor-made product range.

      • We are proud of our speedy and careful decision making, which allows us to implement the financing solution quickly and efficiently.
      • The account managers at Bibby Financial Services GmbH in Dusseldorf work with the latest standards.
      • Our surveys have shown that our customers are extremely satisfied with our service.
      • In addition to our headquarters in Dusseldorf and our sales office in Wiesbaden, you can advise other customer advisors throughout Germany.
    • Slovakia


      Regardless of the size of our clients or the countries in which they want to succeed, we help SMEs grow.

      • We provide hundreds of Slovak companies with operational financing.
      • We finance 300 different industries - from logistics to engineering to wholesale or services. With us you make business easy - professional, fast and easy.
      • Our services include Non-regression factoring, Regression factoring, Hidden factoring, Structured financing
      • We support many industries including trucking and logistics, export, recruitment agencies, food, business services, start-ups, engineering, and wholesale
    • United Kingdom

      United Kingdom

      We are a leading independent financial services partner to UK business with over 35 years' experience funding companies.

      • In 2019 we were recognised as a leading employer for the eighth time in The Sunday Times 100 Best Companies to work for poll.
      • Our offices are situated in 18 locations across the UK
      • We have a TrustPilot customer review rating of 9.5 which equates to a five stars and an ‘excellent’ classification
      • We are members of UK Finance and the Finance and Leasing Association
      • We have partnerships with leading organisations such as the British Chambers of Commerce, Confederation of British Industry, Institute of Export & International Trade and the British Exporters Association
    • Belgium


      Our offices in Belgium were opened in 2018 to answer local demand among businesses requiring independent financial solutions.

      • We specialise in helping businesses across many sectors, including wholesale, production, transport, broadcast and export
      • Our financial solutions include factoring, credit management, and credit insurance
      • We have unique insight into trading processes in Belgium and across international markets
      • Our products and services are tailored to individual needs of our customers
      • Our local teams are empowered to make funding decisions and work closely with customers to understand their financial needs
      • Our 24/7 online management system means you can access your account whenever it is convenient for you
    • Czech Republic

      Czech Republic

      We provide Czech companies with operational finance across 300 different industries - from logistics and engineering, to wholesale and services

      • Our branches are based in Brno, Prague and Ostrava
      • Our longest-standing client has been working with us since 2005 and 90% of our clients say they are satisfied with our service
      • We offer a range of financial solutions including Non-recourse factoring, Regression factoring, Reverse financing, Hidden factoring, and Structured financing
      • We pride ourselves on personal relationships with our clients, and we tailor funding to fit their present and future needs
    • France


      Bibby Factor France, the most credible independent finance company on the market, offering financing solution for small and medium enterprises.

      • We have been licensed since 2005 by the Banque de France and are a member of ASF (Association of Financial Companies)
      • We are independent from banks and traditional credit institutions and we have enjoyed 13 years of controlled growth
      • Our headquarters have been in Lyon since the creation and we are present throughout France with seven commercial agencies
      • 5,500 clients funded since 2005 - with 97% of satisfied customers (customer satisfaction survey November 2018)
    • Ireland


      As an approved partner of the government-backed Strategic Banking Corporation of Ireland, Bibby Financial Services Ireland is here to help.

      • Since 2016 we have partnered with the Strategic Banking Corporation of Ireland (SBCI) to offer a lower-cost invoice financing fund for Irish SMEs.
      • To date €70 million of funding has been made available to Irish businesses and has enabled them to access favourable rates for our invoice finance facilities.
      • We're thrilled to have won the InBusiness17 Award for 'Best Support for SMEs'.
      • We support companies with various business requirements including cash flow management, domestic and overseas growth, management buy-ins and buy-outs, refinancing, corporate restructuring, mergers and acquisitions.
    • Netherlands


      Based in Waalre, Netherlands, Bibby Financial Services offers a range of products and services to support SMEs.

      • Our services include Factoring, Debtor management, and Credit insurance
      • We support many industry sectors including Wholesale, production, Transport, Broadcast, Export, and Services
    • Poland


      We have been providing services for small and medium enterprises as an independent financial partner in Poland since 2002.

      • We are one of the country’s leading independent companies offering factoring services.
      • We are a member of both the largest international association of factors of Factors Chain International and the Polish Factors Association.
      • Our Factoring services provides a more reliable and less expensive alternative to bank loans for businesses requiring finance.
      • Our services include Factoring with recourse (incomplete), Factoring without recourse (full), Export factoring, Factoring for transport, Factoring for small businesses, Reverse factoring (reverse)
      • Research conducted among Polish clients shows that 91% are satisfied with the cooperation, and 86% would recommend our services to other entrepreneurs.
    • Singapore


      Established in 2012, Bibby Financial Services (Singapore) Pte Ltd is the Singapore branch of Bibby Financial Services Group.

      • With our professional team of local finance specialists, Bibby Financial Services (Singapore) offers our clients a one-stop cash flow solution.
      • We provide factoring and accounts receivables management services to businesses in all sectors including Manpower Supply, Business Services, Construction, Manufacturing, Logistics & Transportation, Wholesale, Marine & Offshore, Young Business.
      • As a participant in the Loan Insurance Scheme, we promise to provide tailored Factoring facility to qualified SMEs to meet your working capital needs.

What we believe in

Solutions designed for our clients

We support businesses in more than 300 different industry sectors, providing innovative, tailored funding solutions. We help with cash flow funding, new equipment purchase, growth and expansion, management buy-ins and buy-outs, refinancing, corporate restructuring and mergers and acquisitions.

Building strong relationships

As a relationship-based funder, each client is unique to us. We are driven by strong client relationships, close customer contact and in-depth market knowledge, which our client’s value, reflected in our satisfaction rating of 89% and global net promoter score of +42.

A highly personalised service

As a relationship-based funder, each client is unique to us. We get to know your business so that we can tailor funding to suit your current and future needs.

Support when you need it

Whether you're a start-up or an established business, we're on hand to offer expert support. You gain access to a dedicated team of specialists and local decision makers support you and your business. We offer convenience through our 24/7 online management system.

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Speak with one of our team today 0808 196 1692