Client stories
These stories show how our support helps businesses overcome challenges, manage their cashflow and achieve growth ambitions.
Watch some of our Client Stories
13 May 2026
Client Story: Duchess China
Duchess China is the last remaining historic fine bone china producer in the UK. They continue to thrive at scale through craftsmanship, resilience and the right funding support.
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26 March 2026
Client Story: Veromia
Bibby Financial Services has supported Veromia, an established British occasionwear wholesaler, to adapt to shifting markets with funding support and foreign exchange services.
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18 February 2026
Client Story: Castell Group Ltd
Castell Group is a mission led property developer turning early ambition into real impact by building affordable homes for communities across Wales.
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£1 million Invoice Finance / £4 million Foreign Exchange
Global exporter
This Scotland-based meat export business has become a market leader. As export revenues grew, they faced new growth opportunities but also increased currency volatility and cashflow pressures. Partnering with Bibby Financial Services helped them strengthen cashflow, manage foreign exchange risk, and build a stronger foundation for ongoing international growth.
- Industry:
- Meat export
- Solution:
- Invoice Finance and Foreign Exchange
£5 million provided
Carmichael International
For Sam Carmichael, a career in the wholesale timber industry has been a hugely successful one. After gaining over 15 years’ experience working for big industry players, Sam decided to go it alone by setting up his own venture, Carmichael International.
- Sector:
- Wholesale timber
- Solution:
- Trade Finance and Factoring
£100,000 provided
Enigma People Solutions
With more than 20 years’ experience in recruitment, Ben Hanley, Founder and Director of Enigma People Solutions, is an industry veteran. Starting his career in the placement of senior technical permanent hires, he founded Enigma People Solutions with an ambition to provide niche and high-end recruitment consultancy to deep technology businesses across the UK.
- Sector:
- Recruitment
- Solution:
- Recruitment Finance
£3.6 million provided
R&W Scott
To support a complex management buyout of this long‑established Scottish food manufacturer, we delivered a bespoke £3.6 million funding package combining Invoice Finance, Stock Finance and Asset Finance. Working closely with the leadership team and multiple stakeholders, we created a solution that enabled the business to secure its independence and move forward with confidence.
- Sector:
- Food manufacturing
- Solution:
- Invoice Finance, Stock Finance, Asset Finance
£150,000 provided
Advance PM
“BFS were vested in my business and the Construction Finance team had substantial expertise in the sector. They operated with the utmost professionalism and a funding line was structured for us in the space of five days. The Construction Finance funding line not only helps us plug cashflow gaps, but we’re now actively recruiting for new members of staff for the business.”
- Sector:
- Commercial refurbishment
- Solution:
- Construction Finance
“From start to finish, the staff from Bibby have excelled in their roles to meet the needs of our small business. Bibby offers a very personal, face to face service which is unusual in this day and age …”
