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We help our clients overcome the challenges of selling goods or services overseas

Selling overseas presents many opportunities for businesses as well as challenges, not least to cashflow. Export Finance helps businesses that are already selling overseas or maybe looking to take advantage of international opportunities. By releasing the value of outstanding invoices you can improve your cashflow while taking advantage of overseas opportunities. 

To help you overcome the complexities of selling goods or services internationally we can support you by collecting customer payments. If you want to protect against currency fluctuations, we can offer our integrated Foreign Exchange services.  


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How Export Finance can help your business

Export funding is ideal for businesses that have customers overseas who have extended payment terms or have issues collecting payments from abroad. This can create a cashflow gap while waiting for invoices to be paid. It can also help businesses who receive payments from customers in other currencies. 

Export Finance will help you grow with confidence. Whether it is upfront funding, so you are paid earlier for completed orders, cashflow to fulfil export orders, or reducing the risk of currency fluctuations. Our export specialists can also help you to overcome the complexities of selling internationally by providing language, currency, time zone and legal support. 

To find out more about Export Finance read our Frequent Asked Questions page.


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Is your business suitable?

Your business could be suitable for Export Finance if:

  • Yes: you currently sell or wish to sell to customers overseas
  • Yes: you receive payments from customers in foreign currencies
  • Yes: you find the process of exporting to other countries complex and challenging

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Features and Benefits of Export Finance

Features:

  • No limit to funding available for international sales for one or multiple customers
  • Get cash against the value of your invoices as they are raised
  • Credit control service with foreign language capability
  • Confidential process
  • Offer optional Bad Debt Protection and Foreign Exchange services
  • Manage your account 24/7 with our Client Online service

Benefits:

  • Speed: cash within 24 hours and quicker funding decisions because you have a dedicated point of contact
  • Experience: supported by our Export Finance team who can provide language, currency, time zone and legal support
  • Maximised funding: benefit from our in-depth understanding of global export territories
  • Foreign Exchange support: protection against currency volatility with our integrated Foreign Exchange services 
  • Control: manage your own credit control and sales ledger with Factoring, or you maintain control with Invoice Discounting
  • Personal: a relationship based approach backed up by our Service Promise
  • Convenience: check your funding at any time with our 24/7 Client Online service
  • Security: option to protect against customer insolvency with Bad Debt Protection


How does Export Finance work?

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Invoice your customer

And send a copy to us

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We pay up to 100% of the value of your invoice

Within 24hrs, allowing you to pay your staff, suppliers and take on new orders

Contact

We collect payment 

Leaving you to focus on running your business

Payment

We pay you any remaining balances

Minus any pre-agreed fees


Using Bibby Financial Services as a funding partner has enabled us to further our efforts in new markets and expand our exports internationally. As a global funder, BFS understands our business and our strategy, which has helped us every step of the way. Paul Paling, Financial Director, FSi Limited

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We help our clients by being discreet

If you do not want your customers to know how you’re funded or if you have reliable collection practices in place and would prefer to keep your credit control function in-house, we can offer a confidential service.

This means we do not tell your customers that you are using a finance facility and you maintain the relationship with your customers, without their knowledge of our involvement. It is always our intention to act in your best interest.

When it comes to your customers paying their invoices, if you use our Factoring service, to keep the process confidential even though the funds are paid to us, your customers make payment into a trust bank account in your name. 


Find out more about the opportunities and challenges of exporting to these top 10 countries

Euler Hermes Country Reports are in-depth economic research reports that provide a review of an individual country's economic profile.  We have put together a summary on how to collect payments in the USA, France, Australia, China, Germany, India, Ireland, Italy, Netherlands and Spain, to give you some insight into what you can expect.

Read and download the individual country reports here:


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Helpful guide

We have created a useful guide to exporting overseas, which includes information on what to consider when expanding overseas, the regulations to be aware of and how you can minimise risk.  

Download our Export Guide