Client stories
These stories show how our support helps businesses overcome challenges, manage their cashflow and achieve growth ambitions.
Watch some of our Client Stories
1 September 2026
Client Story: Flexi-Films UK
Flexi-Films UK is a family-run flexible packaging specialist that has grown from a home-based business into a multi-million-pound supplier, supported by invoice finance and foreign exchange solutions from BFS.
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18 August 2026
Client Story: TM Steels
TM Steels is a specialist steel supplier supporting some of the world's most demanding industries. Backed by Bibby Financial Services for more than 25 years, the employee-owned business continues to grow while adapting to an evolving global market.
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24 July 2026
Client Story: Mercia Electrical
Mercia Electrical is a fast-growing renewable energy specialist helping businesses and homeowners embrace solar and EV technology, supported by funding that has enabled ambitious growth.
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13 May 2026
Client Story: Duchess China
Duchess China is the last remaining historic fine bone china producer in the UK. They continue to thrive at scale through craftsmanship, resilience and the right funding support.
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26 March 2026
Client Story: Veromia
Bibby Financial Services has supported Veromia, an established British occasionwear wholesaler, to adapt to shifting markets with funding support and foreign exchange services.
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19 January 2026
Client Story: FORT Builders’ Merchant
FORT is an independent builders’ merchant based just off the M4 in Membury, Berkshire. Founded by three co-directors in 2020, FORT opened its doors just weeks before the first Covid-19 lockdown.
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£5 million provided
Carmichael International
In 2015, Sam approached BFS seeking a funding package to kickstart the business and foster smooth relationships with suppliers. The bespoke package, initially a £300,000 facility including Trade Finance and Factoring support, has gradually increased over time in line with the company’s growth, and now totals £5m. The business has consistently doubled its annual revenue and is on course to generate £16m this calendar year.
- Sector:
- Wholesale timber
- Solution:
- Trade Finance and Factoring
£1.5 million provided
TM Steels
Founded in 1998 and based in Chesterfield, TM Steels is a specialist steel stockholder supplying critical industries across the UK and internationally. Operating from a 40,000-square-foot facility, the employee-owned business provides a wide range of specialist steel grades alongside in-house services including sawing, hardness testing and non-destructive testing.
- Sector:
- Manufacturing
- Solution:
- Invoice Finance and Foreign Exchange
£3.6 million provided
R&W Scott
To support a complex management buyout of this long‑established Scottish food manufacturer, we delivered a bespoke £3.6 million funding package combining Invoice Finance, Stock Finance and Asset Finance. Working closely with the leadership team and multiple stakeholders, we created a solution that enabled the business to secure its independence and move forward with confidence.
- Sector:
- Food manufacturing
- Solution:
- Invoice Finance, Stock Finance, Asset Finance
£200,000 provided
Mercia Electrical
Founded in 2020, Mercia Electrical is an electrical contractor based in Derby, specialising in solar PV and EV charging installations. Working with both domestic and commercial customers across the UK, the company provides end-to-end renewable energy solutions that help customers reduce energy costs and embrace more sustainable energy sources.
- Sector:
- Construction
- Solution:
- Invoice Finance
£100,000 provided
Enigma People Solutions
With more than 20 years’ experience in recruitment, Ben Hanley, Founder and Director of Enigma People Solutions, is an industry veteran. Starting his career in the placement of senior technical permanent hires, he founded Enigma People Solutions with an ambition to provide niche and high-end recruitment consultancy to deep technology businesses across the UK.
- Sector:
- Recruitment
- Solution:
- Recruitment Finance
£150,000 provided
Advance PM
With limited cash to invest in new projects, Advance PM approached Bibby Financial Services (BFS) after speaking to friends about the service. The Construction Finance team at BFS were able to structure a £150,000 funding line in order to mitigate the cashflow strain. The funding facility in place will allow the business to fund supplier and staff payments, whilst continuing investment into existing and prospective refurbishment projects.
- Sector:
- Commercial refurbishment
- Solution:
- Construction Finance
“From start to finish, the staff from Bibby have excelled in their roles to meet the needs of our small business. Bibby offers a very personal, face to face service which is unusual in this day and age …”
