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What is Construction Finance?

Construction Finance is a funding and support solution that provides instant and ongoing working capital throughout various stages of a construction sector contract.

Who is it for?

Construction Finance is for contractors and sub-contractors that provide services to main contractors under a contract, framework agreement or purchase order.

How does it help?

When looking to fulfil contracts, contractors and sub-contractors often find that they don’t have sufficient working capital to pay costs, such as weekly and monthly wage bills, and raw materials.

Construction Finance helps by providing upfront funding against certified and uncertified applications for payments and invoices for work completed.

This gives businesses peace of mind that they have funding in place at every stage of a contract.

Key features

  • Funding for uncertified and certified applications for payments and invoices raised on completion
  • A dedicated point of contact and access to senior decision makers
  • Complete credit control and confidential options available


Key benefits

  • Meet payment obligations and take on more work with reliable funding in place
  • Receive a fast, informed and tailored service you can trust
  • Support from payment collection experts and peace of mind that your clients are unaware of your facility 

Why choose Bibby Financial Services

As a global business with more than 35 years’ experience of supporting SMEs, we were the first independent financier to develop a specialist solution for the construction sector more than 10 years ago.

Unlike other lenders, our team of dedicated construction experts respond quickly to enquiries, helping our clients to access the funding and support they need, when they need it.

We also provide additional services for our construction sector clients including:

  • Asset Finance, to help you buy vital plant and equipment without the huge upfront costs
  • Bad Debt Protection, giving businesses peace of mind that customer non-payment will not impact cashflow
  • Access to additional advisory services from The Vinden Partnership, a leading multi-disciplinary consultancy
  • If buying raw materials we can help you purchase these goods at the most competitive exchange rates with our foreign currency exchange service 

Contact us

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Request a quote

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Complete our short enquiry form and we will contact you to discuss your funding requirements.

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Bad Debt Protection

Protecting you against your customer's insolvency or prolonged default.

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Do you buy finished and unfinished goods?

Our Trade Finance can pay your supplier, on your behalf, so you're not out of pocket.