Apparel Individual 4

How Invoice Finance can help your business

If you want to strengthen your cashflow and focus on developing your business, Invoice Finance can unlock the value of your unpaid invoices, providing immediate access to funds to meet day-to-day business costs and complete current and future orders both domestically and overseas with our Export Finance offering.

With funding in place, you can maximise your business opportunities and concentrate on growing your sales. You can choose to let us manage your credit control with our Factoring services or you can decide retain responsibility for collecting your payments with Invoice Discounting, either confidentially or by disclosing the service to your customers. 

Whether you want to manage your existing operations more efficiently or fund potential growth, our dedicated team of invoice finance specialists are on hand to support you.

Download our Corporate Funding guide

Invoice Finance


  • Release up to 100% of invoice value within 24 hours
  • Get cash against the value of your invoices as they are raised
  • The cash you can access grows in line with your sales
  • 12 and 24 month contracts or a flexible 30-day notice rolling contract
  • Continue to liaise with your customers for payment or get us to do it on your behalf
  • The process can be confidential
  • Export Finance available where up to 100% of ledger is overseas (single country or single debtor)


  • Speed: access to cash within 24 hours to meet payments or make important purchases
  • Control: choose to keep the relationship with your customers by managing your own credit control and sales ledger or remove the hassle by letting us manage it on your behalf
  • Convenience: check your funding at any time with our 24/7 Client Online service
  • Confidentiality: our confidential service means we do not tell your customers that you are using our service
  • Growth: our international expertise means we can fund your overseas invoices as well if you are an exporter

Bibby Financial Services created a unique facility to meet our individual cashflow requirements. The Corporate Funding team helped to stabilise the impact of weekly invoices on our cashflow and means we can focus our attention on our domestic growth ambitions and expanding our footprint in China. MIKE REID, CEO, CARE VISIONS INTERNATIONAL

Additional Bad Debt Protection

Our Asset-Based Lending clients can also benefit from Bad Debt Protection, if you want to protect your business against the impact of customer insolvency or ability to pay, protecting up to 90% of your bad debts.

  • Protects up to 90% of your bad debts
  • Protection can be provided for customers with balances over £500
  • We credit check your existing customers and any prospective customers
  • Additional funding may be available against customers who represent a large proportion of your sales or where longer payment terms are offered
  • We take care of all the administration, so you can free up your time

  • Speed: you can have protection within 24 hours
  • Security: we protect your business when your customers do not pay
  • Choice: you can decide which customers need to be covered
  • Prevention: you can monitor your customers and act before they become a bad debt
  • Flexibility: we can back date protection on all debts by 60 days

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Businesses we’ve helped

As a global business, our UK team has helped clients all over the world.

You can see just a few we work with in our case studies, what we do for them and how we've been able to help them achieve their potential.

Our case studies