Baker

We help you to expand and grow with our funding

We can help you to fund your projects and expansion plans with Invoice Finance and Asset Finance, and support your business ambitions.

We understand that a lack of cashflow can constrain a business of any size. If you find yourself waiting to be paid for the work you’ve done, goods you’ve sold or are spending more time than you would like chasing late payments from customers, then Invoice Finance could be for you.

Alternatively, Asset Finance allows you to invest in your business without tying up existing cash. It gives you the flexibility to purchase the equipment you need with affordable repayments helping to manage your cashflow. Or, you can unlock the value of your existing assets to release cash to further develop your business or improve your cashflow and stability. 


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How Invoice Finance can help your business

Invoice Finance is ideal for businesses that have customers on long payment terms, or who often pay late. Each can create a cashflow gap when it comes to paying staff and suppliers while waiting for invoices to be paid. It can also help businesses who want to take on new projects without taking on extra debt.

With our Factoring solution, you benefit from funding and credit control. With Invoice Discounting, you benefit from the funding we can provide whilst still maintaining credit control.


Invoice Finance

Features:

  • Release up to 100% of your invoice value within 24 hours
  • Get cash against the value of your invoices as they are raised
  • 12 and 24 month contracts or a flexible 30 day notice rolling contract
  • Confidential process
  • Optional credit management and Bad Debt Protection
  • Manage your account 24/7 with our Client Online service

Benefits:

  • Speed: access cash within 24 hours to meet payments or make important purchases 
  • Choice: outsource your credit control and sales ledger management to our expert teams or manage it yourself 
  • Flexibility: funding grows in line with your sales
  • Personal: a relationship approach backed by our Service Promise 
  • Convenience: check your funding at any time with our 24/7 Client Online service 
  • Security: protect against customer insolvency with Bad Debt Protection
  • Confidentiality: our confidential service means we do not let your customers know that you're using our service
 

Is your business suitable for Invoice Finance:

Your business could be suitable to use Invoice Finance if you:

  • Yes: provide goods and/or services to other businesses
  • Yes: issue your customers with credit terms of between 30 and 90 days
  • Yes: can demonstrate a capable management team
  • Yes: have been financially viable for a minimum of six months
  • Yes: want us to manage your credit control, through Factoring, or continue to manage your own with Invoice Discounting

Transportation people

How Asset Finance can help your business

Asset Finance allows you to buy new equipment or machinery and spread the cost, helping to improve your cashflow. It is also a cost-effective way to raise money that you can use for any business purpose against the value of your current assets, while spreading the cost in manageable repayments. 

Asset Finance

Features:

  • Unlock the value of your invoices and release additional funding 
  • We can fund business assets from £25,000 to £1.5 million
  • Spread your payments with monthly instalments
  • A range of options with Leasing, Hire Purchase and Refinancing

Benefits:

  • Speed: buy equipment without the need for significant upfront costs
  • Cost effective: refinancing your assets can help you manage your cashflow more effectively
  • Efficient: leasing can help you spread the cost by paying in monthly instalments
  • Experienced team: our Asset Finance team is here to support you and your business needs
  • Minimise risk: you can minimise the risks of ownership and benefit from tax efficiencies
  • Personal: a relationship based approach backed up by our Service Promise

Is your business suitable for Asset Finance:

Your business could be suitable to use Asset Finance if you:

  • Yes: own soft or hard assets
  • Yes: require the finance for business use



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Talk to a member of our team today on 0808 163 1060

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