Van fleet

Get the equipment you need without impacting your cash position

Asset Finance is an intelligent way to fund the essential items your business needs.  It gives you the flexibility to purchase the equipment you need with affordable repayments, instead of a large upfront cost, helping you to manage your cashflow and grow your business efficiently.

We offer the two most popular types of Asset Finance: 

  • Hire Purchase allows you to own the asset outright at the end of the term
  • Leasing lets you use the latest equipment for a monthly fee without the commitment of ownership

We also enable you to refinance your existing assets, whether you own them outright or they are funded by another provider.


How are we different?

Whether you are new to Asset Finance, or are already using it through another provider, you’ll find our approach refreshingly different to other funders.  We take the time to understand your business and can structure your repayments to reflect your specific needs. Whether you use Hire Purchase or Leasing, the benefits are the same when you use Bibby Financial Services.  

  • Comprehensive - we offer  both hire purchase and leasing as well as refinance for existing assets
  • Flexible - we can vary the size of deposit we require and length of payment terms to suit your cashflow needs

  • Cashflow friendly - we can structure payments to ease the pressure on your cashflow and allow you to budget more easily
  • Personal approach - we get to know each and every one of our clients to understand their long term ambitions as well as their more immediate needs
  • Corporate structuring - for more established asset finance users we can offer options that further ease the impact on cashflow (such as lower initial payments, low deposits and VAT deferments, payment holidays and pre-agreed early settlement charges)


Manufacturing machine

Is your business suitable for Asset Finance?

  • Yes: want to spread the cost of buying new equipment
  • Yes: are an established business and can demonstrate that the repayments are affordable
  • Yes: already have assets or need to purchase new ones but need to minimise the impact on your cashflow
  • Yes: If you’d like to structure payments to suit your cashflow


In 2017, £18.6 billion of Asset Finance was provided to SMEs, 12% higher than in 2016, demonstrating that leasing and hire purchase are vital sources of funding for SMEs. Finance and Leasing Association

Assets we can finance

Soft assets: equipment of limited resale value

  • Yes: Office furniture
  • Yes: Commercial kitchens
  • Yes: Audio Visual and IT hardware
  • Yes: Software
  • Yes: Factory equipment

Hard assets: equipment with an easily defined value

  • Yes: Buses and coaches
  • Yes: Commercial vehicles
  • Yes: Construction plant
  • Yes: Machinery
  • Yes: Cars and vans
  • Yes: Printing equipment
  • Yes: Agricultural and forestry equipment


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Talk to a member of our team today on 0808 163 1060

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