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Pledging our support for UK businesses

As a responsible funder, we’re committed to supporting UK businesses through the UK’s departure from the EU and beyond, by helping them to access the funding they need to grow and thrive.

It’s for this reason that we have pledged our support to the Business Finance Council’s SME Finance Charter.

We recognise the importance of helping our clients and other SMEs to prepare for Brexit, which is why we have signed-up to the SME Finance Charter. We’ve supported UK businesses for more than 35 years and are committed to continuing this support by helping them to access the funding they need and through additional services, throughout Brexit and beyond. Edward Winterton, UK CEO, Bibby Financial Services

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We’re open for business and ready to lend

We’ve helped British businesses to grow and thrive for more than 35 years and we’re committed to further expanding our support for SMEs before, during and beyond Brexit.

Today, we have more than 7,700 UK business clients in more than 300 industry sectors, and our total funding capability exceeds £1bn.

We know that no two businesses are the same, so we take a relationship-based approach to funding, leveraging our 18 local offices around the UK. This means that we get to know your business so that we can tailor funding solutions that work for you, both now and in the future.

We support funding applications from start-ups to established businesses, helping to unlock working capital for a range of scenarios, including: cashflow funding, new equipment purchase, growth and expansion, management buy ins and buy outs, refinancing, corporate restructuring and mergers and acquisitions.

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We’ll help you prepare for Brexit and beyond

As a trusted financial services provider with more than 35 years’ experience of supporting SMEs trading domestically and overseas, we’ve helped thousands of businesses to grow and thrive through different economic cycles.

In addition to our invoice finance solutions, we provide a number of services to help you to prepare for Brexit and beyond, including foreign exchange expertise, specialist export finance with multilingual services, bad debt protection, asset finance and credit control support.

We also provide a range of educational resources, helping our clients and business partners to prepare, including face-to-face advice, international trade workshops, regular market insight and digital resources, such as video content and online guides.

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We’ll support your application and signpost other options if needed

We’re committed to supporting your business. Due to our unique risk model and relationship-based approach, we’re able to support many businesses other funders may not consider.

On average, we take on more than 100 new SMEs each month, supporting businesses with turnovers ranging from £50,000 to £100m.

We’ll be transparent in our dealings with you, explaining clearly what we require as part of a funding application or extension. Such information could include management and financial accounts, details of your debtors and creditors, personal identification, a copy of your VAT registration number or application. Other information will be required depending on the type of facility you require and we will make this clear to you during the application process.

In the unlikely event that we’re unable to fund your business, with your permission, we’ll connect you with another funder or finance brokerage that may be able to help.

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We’ll treat you fairly at all times

Our clients are at the heart of everything we do and, as a trusted financial services partner to over 10,500 businesses worldwide, we’re committed to treating you fairly, and being transparent and honest in our dealings with you.

Our Service Promise provides a clear benchmark of how we deliver excellence to support your business and what you should expect from your relationship with us.

Our Service Promise is:

  1. To be honest, clear and simple: in any business relationship
  2. To understand and support your business
  3. To maintain strong communications
  4. To resolve issues when things goes wrong

Further to our Service Promise, as a member of UK Finance, we adhere to the Standards Framework for Invoice Finance and Asset Based Lending. This means that we sign-up to the principles set-out in the Code of Conduct and that our clients are able to access an independent Ombudsman if they believe they have not be treated fairly.

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We’ll work with the Government-owned British Business Bank to support SMEs

We support the British Business Bank’s (BBB) work to encourage and enable SMEs to seek the finance that is best suited to their needs, and to provide information about the full range of financing options available to different businesses.

We are pleased to support the BBB and ICAEW’s Business Finance Guide and the BBB’s Finance Hub, which is an excellent resource of information on a wide range of business topics.

We are committed to continuing to work with the BBB on other relevant projects and initiatives to support UK SMEs in future.

let's talk business

Let’s Talk Business

As a UK Finance member, we’re committed to helping UK businesses get ready for Brexit.

Access to finance is just one of the issues your business may have to work through, but it is more important than ever to consider any funding requirements early on. That’s why we’re supporting the Let’s Talk Business campaign, which offers practical guidance on how your business can prepare.

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Speak with one of our team today 0808 196 1692