Bibby team at Birmingham office

Local Funding and Local Decisions

Our West Midlands team, located in the old financial district of Birmingham, is dedicated to helping your business free-up cashflow. Whether you are looking to meet immediate funding needs or want to grow your business, our Birmingham office has a proud history of supporting SMEs throughout the West Midlands with 120 clients and funding lines of £26.3m, with underwriting and credit decisions co-ordinated locally. 

The West Midlands Business Centre is led by Malcolm Perry, Head of Operations and Martyn Freshwater, Head of Sales.

 

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Commercial and Corporate Funding

We help local businesses to unlock working capital for a range of scenarios, including growth and expansion and overseas trade. Our range of funding also supports management buy-ins and buy-outs, refinancing, corporate restructuring and mergers and acquisitions.

 

Our range of financial services include:


Kully Bargota in the Bibby Birmingham office

Our West Midlands Team

 

Martyn Freshwater (Head of Sales) and his team will work with you from the outset to understand your business and secure the funding you need. For start-ups through to business growth, restructuring and transactional purposes we support borrowing requirements from £50,000 up to a funding line of £15 million.

They also join up with a wider local team covering Construction Finance, Recruitment Finance, International Trade, FX and Leasing to provide a complete range of funding options for local SMEs.

Malcolm Perry (Head of Operations) and his experienced Operations team ensure the smooth running of our client accounts, providing the high levels of service for which BFS are well known.

They work alongside our locally based Risk team, to ensure that underwriting and credit decisions are handled promptly and can all be co-ordinated locally which makes things run more efficiently for our clients.


Meet the Team

Martyn Freshwater

Martyn Freshwater

Head of Sales

Martyn Freshwater

Martyn leads the local West Midlands Business Development team and has 30 years’ experience of invoice finance and asset based funding. Having worked with both traditional high street and specialist bank lenders Martyn has worked with both SMEs and Corporate businesses.

Laura Wilson

Laura Wilson

Business Development Manager

Laura Wilson

Laura has worked for BFS for 5 years. Prior to joining the new business commercial team, Laura spent 3 years as a Relationship Manager within the West Midlands Business Centre. This has given her invaluable knowledge when meeting prospective new clients and allows her to give them a great insight into the life of a BFS client.

Chris Sygrove

Chris Sygrove

Corporate Manager

Chris Sygrove

Chris has worked for BFS since 2013 following nearly a decade in Commercial and Corporate Banking. Chris specialises in structured ABL facilities supporting a wide range of transactions along with bespoke receivables and purchasing lines for corporate businesses across the region.

Kully Bargota

Kully Bargota

Business Development Manager

Kully Bargota

Kully has worked with Construction companies for several years and has vast experience. He specialises in funding applications for payment on an uncertified basis, on a confidential basis. He is also a firm believer in putting our clients first, having won the Outstanding Service Excellence award recently.

Malcolm Perry

Malcolm Perry

Head of West Midlands Business Centre

Malcolm Perry

Malcolm has 35 years’ experience working with SME and corporate businesses to support their funding and growth. He places the client at the centre and works alongside our dedicated relationship management team to delivery outstanding client service.

Liz Hunt

Liz Hunt

Risk Manager

Liz Hunt

Liz has been with BFS for six years, fulfilling roles from Credit Controller to Relationship Management and most recently, Risk Manager. She has worked on a wide range of live and recovering client portfolios.

Ben Frank

Ben Frank

Relationship Manager

Ben Frank

Ben has worked in Invoice Finance for several years, following a stint in corporate banking. He is experienced at both structuring and managing various types of working capital facilities, including factoring, trade finance and export finance. Ben has worked with a wide range of businesses, from large corporates to those in the SME space. He is an advocate of adopting a client-centric, flexible approach to funding.

Kasia Romaszko

Kasia Romaszko

Relationship Manager

Kasia Romaszko

Kasia has over 10 years’ experience within the invoice finance industry in the independent sector and moved over to BFS 6 months ago. Kasia manages and helps support the needs of a portfolio of commercial businesses in industries such as recruitment, manufacturing, engineering and transport.


Sim Tech Solutions

CLIENT CASE STUDY - SIM-TECH SOLUTIONS

Turnover £2.5m | Funding line £250,000

Bespoke motor parts manufacturer gets its cashflow into gear

"BFS has been instrumental to my business’s growth. Within a matter of weeks, we had tailored funding in place, enabling us to access the cashflow we needed. The Commercial team was able to structure a funding facility that gives us real flexibility and our Relationship Management team are supportive and easy to work with."

Simon Levett, CEO Sim-Tech Solutions


Read more

We have been clients of Bibby since 2014. The team are always happy to help are able to demonstrate flexibility when needed. The facility just works well and provides a real benefit to our business. Pristine Manufacturing and Wallis Parsons

Contact your local team on 0808 501 6615

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Midlands Roundtable discussions

Local Events

Roundtable Discussions - International Trade

Britain’s impending departure from the EU is transforming our international trading relationships, not only with Europe but the rest of the world. So what impact is this having on Midlands businesses on trade across the Channel and what other opportunities are opening up?

 

We recently chaired a Roundtable discussion in the Midlands on the topic of International Trade, discussing questions such as;

 

What trade finance options will be open to SMEs post-Brexit?

 

What can government do to simplify and promote international trade?

 

Read more

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