Working in partnership with NACFB Member Brokers

Steve has over 20 years’ experience in financial services and spent 13 years working in Lloyds Banking Group within commercial finance for SMEs. He has held a variety of leadership positions within Lloyds, most recently as National Head of Invoice and Asset Finance Sales. Steve joined BFS in 2022, and leads our passionate and experienced sales team of Invoice Finance specialists across the whole of the UK.

David has over 35 years’ experience in financial services, having worked in Retail Banking at Barclays Bank and Asset Finance at First National Bank prior to joining BFS. David has held multiple sales roles during his time at BFS, leading teams of Business Development Managers across various regions. He now focuses on developing our support for the intermediary community, improving how we engage with them and their clients.

Dan has more than 20 years’ experience within commercial finance and corporate banking across the SME and mid-market space. Dan heads up the Corporate North team which provides working capital and cashflow solutions to support a wide range of business goals including growth, expansion, diversification, asset purchase, acquisition and management buy-outs.

Steve has worked in Asset Based Lending and Invoice Financing for over 25 years, holding a variety of positions including many years as Southern Sales Director for one of the industry’s leading asset based lenders. Steve and his team offer financial solutions for our more complex clients.

Stuart has worked in Invoice Finance within BFS for more than 8 years, specialising in commercial finance as a Business Development Manager for 6 years before moving into his current role as National Business Manager. Stuart oversees the BFS sales team across the UK to drive new business success.

Kelly has worked in UK Banking and Commercial Finance for 30 years, with over half of this spent in Invoice Finance and Asset Finance. He has been working within BFS for the last 10 years, dealing with all aspects of Asset Based Lending. Kelly and his experienced team support a range of transactions, including working capital and cashflow, import and export, MBIs and MBOs and funding of contractual debt.

Mel has over 30 years’ experience in the invoice finance industry. She spent 20 years at Lloyds Commercial Finance prior to making the move to BFS, where she worked in operations before she joined the sales team 7 years ago.

Calogero has worked across invoice finance and commercial finance for more than 16 years, with a specific focus on the construction sector. Prior to joining BFS, he worked at Lloyds Banking Group gaining experience across multiple roles, most recently as Head of Sales for London and East regions. Calogero is also is CIMA qualified to a Strategic Level.

Mark has over 20 years’ experience in Invoice Finance, Banking and Commercial finance. He has been at BFS for almost 10 years, working across both sales and operational roles allowing him to gain experience in client management and business development. Mark now leads the sales team in the South East, supporting SMEs in the region.

Mike joined BFS in 2024 as Business Development Manager and took on the role of Head of Sales for the South West region in 2026. Mike has spent his 15+ year career working in the Banking, Finance and Technology sectors. Most recently, he worked as Regional Sales Director for Optimum SME Finance, helping small businesses succeed in an incredibly difficult and turbulent market.

Niels has over 20 years’ experience in financial services, specifically supporting growing SME’s and corporates expanding into international markets. Prior to joining BFS, he helped build a global FX risk management business, where he grew and developed sales teams in the UK and across Europe. He has held a variety of leadership positions over the last 10 years, most recently as a UK & EMEA Sales Director, spearheading growth across the region.

Gil joined BFS in July 2024 with a wealth of experience, having previously worked as Head of the Broker team at Simply, and prior to that in a similar role at Close. With over 40 years in the industry, Gil is renowned for his standout leadership and deep knowledge of the market.

Hein brings over 28 years’ experience in banking and financial services, with a strong background in asset-based finance and working capital solutions. He is focused on building successful client partnerships, and delivering innovative solutions that create real value for customers.

Previously, Paul set up small commercial vessel funding businesses at Bank of Scotland (14 years) and Shawbrook Bank (10 years). He originally developed this concept due to an underserved market within the UK SME marine sector. He started his career in 1980 with Bibby Line Group, serving as a Deck Officer, before going into Asset Finance.