Unpaid payment applications slowing you down?

Get funding started
Business doesn’t wait, so why should you?
Our business funding unlocks cash from applications and invoices within 24 hours of set up. When you’ve got stock to buy, vehicles to fuel, tools to fix, staff to pay, bills to clear…that’s pretty important!
Last year we provided more than £250 million of funding to new customers and we could help your business too.
Our funding can help you operate more efficiently. Business owners are telling us their need for external finance is increasing, but it’s getting harder to access. Of 1000 businesses* we spoke to:
- 72% of Construction SMEs say it’s taking customers longer to pay invoices than a year ago.
- £82,000 is the average amount owed to Construction businesses in unpaid invoices.
- Over 40% don’t have sufficient cashflow to operate effectively or grow.
Why choose Bibby Financial Services?
- Flexible - As a family-owned business, we understand what it takes to build, manage, and grow a business. Our independence and experience enable a tailored approach. Often, when others say no, we say now!
- Relationship focus - We care about your ambitions and success, and take time to understand your needs. You’ll know who in the team to call, not just a number.
- Trusted - We are rated Excellent on Trustpilot. We’ve been supporting businesses for over 40 years and a new client joins us every 86 minutes!
- Fast - Release cash you’re owed within 24 hours of raising a payment application or invoice. It’s quicker than waiting for your customers to pay!
What is Construction Finance
How does construction finance work?
Application for payment
Access your funds
We collect on your behalf
Check your funding any time
The Bibby difference…
We have a broad range of construction sector clients and support over 80 trades. We take time to listen and understand the needs of our clients. Don’t just take our word for it, here is what our clients say about us…

“BFS were vested in my business and the Construction Finance team had substantial expertise in the sector. They operated with the utmost professionalism and a funding line was structured for us in the space of five days. The Construction Finance funding line not only helps us plug cashflow gaps, but we’re now actively recruiting for new members of staff for the business.”
Darrell Privett, Managing Director, Advance PM

“We found Bibby Financial Services to be exceptional in their approach. Their flexibility and willingness to assist us in achieving our desired outcome, gave us the confidence that we require from a lender and the confidence to move forward knowing we are fully supported.”
Glen Webley, Group Chief Executive Officer, Enigma Industrial Services Ltd
Download our guide to funding and support for the construction sector

