Business doesn’t wait, so why should you?

Our business funding unlocks cash from applications and invoices within 24 hours of set up. When you’ve got stock to buy, vehicles to fuel, tools to fix, staff to pay, bills to clear…that’s pretty important!

Last year we provided more than £250 million of funding to new customers and we could help your business too.

Our funding can help you operate more efficiently. Business owners are telling us their need for external finance is increasing, but it’s getting harder to access. Of 1000 businesses* we spoke to:

  • 72% of Construction SMEs say it’s taking customers longer to pay invoices than a year ago.
  • £82,000 is the average amount owed to Construction businesses in unpaid invoices.
  • Over 40% don’t have sufficient cashflow to operate effectively or grow.

Why choose Bibby Financial Services?

  • Flexible - As a family-owned business, we understand what it takes to build, manage, and grow a business. Our independence and experience enable a tailored approach. Often, when others say no, we say now!
  • Relationship focus - We care about your ambitions and success, and take time to understand your needs. You’ll know who in the team to call, not just a number.
  • Trusted - We are rated Excellent on Trustpilot. We’ve been supporting businesses for over 40 years and a new client joins us every 86 minutes!
  • Fast - Release cash you’re owed within 24 hours of raising a payment application or invoice. It’s quicker than waiting for your customers to pay!

Construction Finance

Improve cashflow through funding that grows with your business.

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Asset Finance

Unlock cash from your assets or buy new ones without upfront investment.

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Bad Debt Protection

Protect your business from the impact of customer non-payment.

Business doesn’t wait, so why should you? Call 0808 501 6610

What is Construction Finance

How does construction finance work?


Application for payment

Upload your invoices and applications for payment to our secure online portal


Access your funds

You can access an agreed percentage of your invoice value within 24 hours


We collect on your behalf

We’ll confidentially collect payment on your behalf and release the remainder to you, minus our agreed fee


Check your funding any time

You can track the status of your account 24/7 via our online portal

The Bibby difference…

We have a broad range of construction sector clients and support over 80 trades. We take time to listen and understand the needs of our clients. Don’t just take our word for it, here is what our clients say about us…

Kitchen Fitter

“BFS were vested in my business and the Construction Finance team had substantial expertise in the sector. They operated with the utmost professionalism and a funding line was structured for us in the space of five days. The Construction Finance funding line not only helps us plug cashflow gaps, but we’re now actively recruiting for new members of staff for the business.”

Darrell Privett, Managing Director, Advance PM

Construction Site

“We found Bibby Financial Services to be exceptional in their approach. Their flexibility and willingness to assist us in achieving our desired outcome, gave us the confidence that we require from a lender and the confidence to move forward knowing we are fully supported.”

Glen Webley, Group Chief Executive Officer, Enigma Industrial Services Ltd

Download funding support for the construction sector

Download our guide to funding and support for the construction sector

Call 0808 501 6610