Supporting business growth for 45 years

At Bibby Financial Services (BFS), we believe every business has the potential to grow. They just need the right support to make this happen.
BFS was formed in Liverpool more than 45 years ago, and since this time, the needs of our customers have changed significantly. Though the way in which we help SMEs grow has also changed, our commitment to helping our customers take on new orders, expand into new markets or seize growth opportunities has been consistent.
Today, we support SMEs across nine countries throughout Europe and Asia, funding more than 8,500 businesses in 300 industry sectors worldwide. We offer a range of solutions, including Invoice Finance, Asset Finance and Foreign Exchange to help businesses operating in domestic and international markets.
With teams operating around the world, we help businesses trade across borders without the usual complications.
But we’re not content with simply financing businesses. We’re committed to working with our customers to overcome barriers to growth, putting into practice our expertise so that we can succeed together. It’s for this reason we recruit, develop and retain great people who live our values and demonstrate a passion for supporting our customers every day.
As part of the Bibby Line Group, one of the UK’s oldest family-owned businesses, we believe our responsibility expands beyond our customers and colleagues. We want to contribute positively to local communities and play our part in creating a sustainable future for generations to come. We’re one team connecting and collaborating with the world around us to work towards better outcomes for all.
It’s this belief in a wider purpose that drives us forward and enables us to positively connect with our customers, colleagues and the communities in which will live and work.
Jonathan Andrew
Award winning finance for businesses
- Formed in 1982, we’re one of Europe’s largest independent invoice finance providers
- We’re part of the Bibby Line Group, a family-owned business formed in 1807
- We are Business Moneyfacts’ Best Factoring and Invoice Discounting Provider 2026, and our customers rate us ‘Excellent’ on Trustpilot
- We fund more than 8,500 businesses through operations in the Czech Republic, France, Germany, the Republic of Ireland, Poland, Singapore, Slovakia and the UK.
- We manage more than £6bn in turnover each year on behalf of our customers
- Our Compass initiative focuses on our commitment to responsible business practices
Our purpose & values
Business finance can be complicated, but our purpose is simple: “Helping SMEs grow and thrive”. We deliver this across the Bibby Line Group by living our values every day with commitment and integrity:
We partner with customers for long terms success
We redefine what's possible
We deliver what matters, when it matters
We support each other to be our best
Want to find out how we can support your business?

Our history

Our formation
1982
Bibby Line Group establishes a factoring business in Liverpool
Founded in 1807, the group is one of the longest established family businesses in the UK

A new era
1985
The birth of a new financial services business
The factoring business is migrated to a wholly owned subsidiary named Bibby Financial Services

New offices
2002
New offices opened on two different continents
Bibby Financial Services opens in Poland and North America

Expanding globally
2006
Office openings in France and Ireland
During 2005-06 offices open in Lyon and Dublin

Central and Eastern Europe
2007
Launching in Eastern Europe
Czech Republic and Slovakia offices open

Expansion in Europe
2008
New European premises and acquisitions
A new office is opened in Dusseldorf, Germany, while the business completes several company acquisitions

Asia
2012
Expansion in Asia
Bibby Financial Services launches in Singapore

Expansion in the Netherlands
2015
New offices opened in the Netherlands
Bibby Financial Services also launches its Foreign Exchange service in the UK

Expanding our support for SMEs
2023
New divisions and acquisitions
BFS Marine Finance opens its doors and BFS acquires Aldermore’s Working Capital Finance Division

Today
2026
Today, we support 8,500 business worldwide
We're celebrating over 45 years of helping businesses to survive, thrive and grow
Why choose BFS for your business?
We understand the challenges businesses face when looking to grow and we pride ourselves on getting to know our customers, so whether you need cashflow to operate day-to-day, working capital to support investment, or you need support trading overseas, we can help.
Approach
We provide our customers with personal, relationship-based service, enabled by technology
Growth
We enable customers to access the funding they need, when they need it
Culture
We foster a culture which enables colleagues to grow and develop, helping us to provide excellent service to our customers
Communication
We are honest and clear in all our communications
Contribute
We positively contribute to the community in which we work