Invoice Discounting can power your growth
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Release the working capital you need to power your business growth
Invoice Discounting is a flexible funding solution that allows you to unlock up to 95% of the value of your unpaid invoices, often within 24 hours of issuing them. By turning your sales ledger into working capital, it gives you faster access to funds to improve cashflow, support strategic change, and fuel business growth.
Our facilities support Finance Directors, CFOs and Managing Directors who need more than a traditional lending product. Whether you're restructuring, acquiring, expanding into new markets or responding to changing demand, your funding should adapt just as quickly.
Unlike a traditional business loan, Invoice Discounting is a revolving facility, meaning the funding available increases as your sales grow, giving you the confidence and flexibility to scale.
If you are ready to speak to one of our team - call us today on 0808 501 6613
Here are four reasons to work with Bibby Financial Services
Trusted
We have over 8,500 clients worldwide, offices in nine countries and are rated Excellent on Trustpilot. We are members of a number of financial associations including UK Finance, reflective of our commitment to high standards and best practice. We’ve been supporting SMEs for over 40 years.
Award winning
As the UK's leading independent specialist Invoice Finance provider, we have been recognised with a number of awards. Most recently, in April we were awarded "Best Factoring and Invoice Discounting Provider" by Business Moneyfacts for the second year running, reinforcing our dedication to providing the best experience for our customers.
Flexible
We have over £1 billion in funding available. As a family-owned, large independent funder with decades of experience in Invoice Discounting, we combine the scale of our funding with an understanding of SMEs and ability to tailor finance solutions to their needs.
Relationship focus
In an increasingly tech driven environment, we continue to believe that business is personal. We use technology to enable relationships not replace them. We get to know our clients and understand their needs with dedicated contact points. You’ll know who in the team to call, not just a number.
Speak with one of our team today
How Invoice Finance supports business growth
Invoice Discounting is a key type of Invoice Finance - a funding solution that grows flexibly as your business expands. The more you invoice, the more funding you can access and far quicker than waiting for your customers to pay.
Watch our short video to find out more about how Invoice Finance provides funding for growth.
Here are three reasons to use Invoice Discounting
Access your cash within 24 hours of set up
Don't wait for customers to pay. Make efficient use of money you have already earned more quickly with Invoice Discounting.
Funding that grows with your business
Almost two thirds of SMEs expect sales to increase in the next 12 months. Invoice Discounting is a flexible funding solution that grows with your business.
Avoid taking on additional debt
Invoice Discounting releases funds tied up in unpaid invoices - money already earned. This avoids the need to take on additional debt, required with other forms of financing.
Growing a business with Invoice Finance
Client story: FORT Builders' Merchants
Invoice Discounting allows FORT Builders' Merchants to bridge the gap between customer invoices and supplier payments. This gives them the ability to invest and build for the future with a flexible funding line.
What do our clients say about us...
Frequently asked questions
You may still have some questions about using Invoice Discounting. We understand that, so below are some of the most asked queries we hear.