Why choose BFS
Formed in 1982, Bibby Financial Services (BFS) is one of the UK’s largest independent SME funders. We are a highly customer-centred business, providing access to flexible finance and working capital solutions that enable SMEs to thrive and grow. Rated excellent on Trustpilot, we are a trusted, professional, financial partner.
Meet the team
Regional Head of Corporate – North
Daniel Williams
Dan has more than 20 years’ experience within commercial finance and corporate banking across the SME and mid-market space. Dan heads up the Corporate North team which provides working capital and cashflow solutions to support a wide range of business goals including growth, expansion, diversification, asset purchase, acquisition and management buy-outs.
Corporate Manager – North
David McIntyre
Following a 25 year career with the Bank of Scotland and Yorkshire Bank, David joined BFS over 9 years ago. BFS continues to progress its corporate offering, and he has been involved in a number of transactions for some of our largest and more complex client structures.
Business Development Manager
Gayle Robertson
Gayle joined the Scotland team in May 2023 and has almost two decades of experience in the banking and commercial finance sectors. She joins from Lloyds Banking Group where she supported the growth of around 250 SMEs in both operational and sales roles, her most recent role was Associate Director of Invoice Finance.
Assistant Corporate Manager – Scotland
Jennifer McGuffie
Jen has worked in the Finance industry since university and started her career with Lloyds Banking Group, specialising in Asset Finance. Moving into Invoice Finance when she first joined BFS in 2011, Jen has over 10 years’ experience with various funders in Invoice Finance and is experienced in Business Development and assisting the Scottish SME market in finding the right financial solution.
BDM - Construction
John Smyth
John rejoined the BFS Scotland team in February 2024, bringing over 23 years of experience in Invoice Finance. Previously an Associate Director at Breadalbane Finance, he has a strong track record of helping Scottish SMEs secure the funding they need to grow. His expertise in the construction sector and deep knowledge of the Scottish market make him a key asset to the team.
Business Development Executive
Joseph Devine
Joseph recently joined BFS as a BDE. Joseph is new to the Finance Market, but brings with him the enthusiasm to develop and achieve. Joseph is key in supporting the BDM in delivering our ambitions. He is involved in every aspect of the sales process and helps us ensure our focus on continuous improvement and our excellent customer experience.
Our Commercial and Corporate Funding Solutions
We help local businesses unlock working capital for a range of scenarios, including growth and expansion and overseas trade. Our range of funding also supports management buy-ins and buy-outs, refinancing, corporate restructuring and mergers and acquisitions.
Our range of financial services include:
Product resources
Guide: Find out more about our range of finance solutions and how they can help your clients to thrive and grow.
We're passionate about helping businesses grow and here's what our clients say about us:
TM Steels
“For the past 20 years, BFS’s approach to funding has been consistent, honest, practical, timely and fully understanding of the commercial realities and challenges that businesses face. The lines of communication are excellent and response times to requests are without fault. Their support has been a lifeline to our business – through the good times and bad.”
BARRY TUCKER
FINANCE DIRECTOR
Forefront Scaffolding Hire & Sales Ltd
“Professional and very helpful employees in Glasgow. The people I have been dealing with in the Glasgow office have been fantastic and very easy to deal with! Especially Jennifer McGuffie who has gone above and beyond to explain the whole process to myself.”
FRANK LEE
OWNER
Mor Cross
“Bibby Financial Services has been providing our firm with funding for over 18 years and we rely on a steady stream of funding to operate our business efficiently throughout the year. The additional funding also provides us with capital that we can put back into the business to grow our fleet of vehicles. As a haulage provider our fleet is at the heart of our business.”
GEMMA BUSH
DIRECTOR