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How Forward Finance can help your business

We understand that new and small businesses need funding to develop and grow. Our Forward Finance solution helps to meet the needs of businesses with a turnover of under £300,000. Allowing you to unlock the value of your invoices, with no long-term contracts and no set up fees.

Forward Finance is ideal small business funding if you have customers on long payment terms, or who often don’t pay on time, creating a cashflow gap. You can benefit from a cash boost and the peace of mind of a more predictable cashflow.

It’s a great funding option that allows you to manage your business more efficiently or if you want to grow to the next level.

What is Factoring?

Factoring is a quick and easy way to release cash that's tied up in your customers' outstanding invoices, allowing you to access your funds earlier. To find out how Factoring works and how it can help your business, watch our short What is Factoring? video.

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Is your business suitable for Forward Finance?

Your business could be suitable for Forward Finance if you:

  • Yes: provide goods and/or services to other businesses
  • Yes: issue your customers with credit terms of between 30 and 90 days
  • Yes: have a turnover under £300,000
Get started

Features and Benefits of Forward Finance


  • Get up to 90% of the value of your invoice within five days of your application
  • Pre-approved £50,000 funding limit
  • No set up fees
  • Get cash against the value of your invoices as they are raised
  • Optional credit management and Bad Debt Protection
  • Manage your account 24/7 with our Client Online service


  • Speed: access to cash within 24 hours once your account is up and running
  • Simplicity: complete transparency with no set up charges and one simple fee
  • Flexibility: no long-term contracts, so you can benefit from a rolling 28 day contract
  • Personal: a relationship based approached backed up by our Service Promise 
  • Convenience: check your funding at any time with our 24/7 Client Online system
  • Security: protect against customer insolvency with Bad Debt Protection

Almost half of UK SME’s say the cost of doing business is the biggest challenge to them right now. Q2 2017 Bibby Financial Services Confidence Tracker

How Forward Finance works

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Invoice your customers

And send a copy to us

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We pay up to 90% of the value of your invoice

Minus any agreed fees, within 24hrs. Allowing you to pay your staff, suppliers and take on new orders


We collect payment on your behalf

Leaving you to focus on running your business


We pay you any remaining balances