Corporate Finance and Funding

Enabling businesses to thrive and grow

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We’re here to fund your business

At BFS we’ve built a team that combines market and funding expertise, enthusiasm and knowledge. The team can provide you with funding structures that release the value of multiple assets, and can also grow with your business.

If you feel restricted by traditional lending facilities and require a flexible approach to finance, our funding solutions could be the answer.

Meet the team

Danial Williams

Daniel Williams

   Regional Head of Corporate                     – North                         

Steve Nixon

Steve Nixon

   Regional Head of Corporate –            Central and South                       

Matt Dunn

Matt Dunn

Regional Corporate Manager Construction - London and South East

David McIntyre

David McIntyre

    Corporate Manager – North                                                                    

Christian Nolan

Christian Nolan

Corporate Manager – Central England

Michael Reid

Michael Reid

Corporate Manager – London and South East

Alex MacDonald

Alex MacDonald

   Corporate Manager – North     

Colin Johnson

Colin Johnson

Corporate Manager – North West

Graham Leaney

Graham Leaney

Corporate Manager – South West

Jack Grieve

Jack Grieve

    Corporate Manager – North         

Jennifer McGluffie

Jennifer McGuffie

Assistant Corporate Manager – Scotland

Glenn Souter

Glenn Souter

    Corporate Manager – South        

Jennifer Brown

Jennifer Brown

Assistant Corporate Manager – North and South

Sam DeBarr

Sam DeBarr

Assistant Corporate Manager – North and Midlands

Simon Thomas

Simon Thomas

Assistant Corporate Manager - South East

Elliott Butlin

Elliott Butlin

Assistant Corporate Manager – South and East Midlands

Rachel Hollett

Rachel Hollett

Assistant Corporate Manager – Norfolk & Suffolk

How we can help

We can help strengthen your cashflow and support growth opportunities. As borrowing costs increase, there’s never been a better time to find ways to release value from your business and reduce reliance on traditional lending solutions.

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Business as usual

tick Meeting day to day working capital needs

tick Managing seasonal cashflow fluctuations

tick Funding research and development

tick Re-financing

Growth

Investing for growth

tick Growth or expansion

tick Securing new contracts

tick Investing in your infrastructure

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Business change

tick Merger or Acquisition

tickRestructuring your business

tickStabilising the business during turnaround

tickManagement buy-out or management buy-in

Our solutions

As well as providing a range of standalone finance solutions, we can also provide your clients with Asset Based Lending (ABL) packages to maximise the support we can make available.

Cashflow

Cashflow and working capital

Invoice Discounting

Gives your client more immediate access to cash tied up in unpaid invoices. Your client retains responsibility for credit control.

Factoring

Gives your client more immediate access to cash tied up in unpaid invoices. We handle your client’s credit control.

Asset Finance

Allows your client to release cash from existing assets or remove the need for significant upfront investment. We offer Leasing, Hire Purchase and Refinancing solutions.

Cashflow Advance

Releases additional funding which, combined with the client’s core Invoice Finance facility, provides up to 100% of their approved sales ledger.

Cashflow Loan

Provides additional funding of up to 20% of your client’s Invoice Finance facility, ranging from £250k to £1m, to support acquisitions, debt refinancing, and growth opportunities.

Ship

Supporting International trade

Foreign Exchange

We offer spot conversions for immediate needs or forward contracts to minimise the risk of future currency fluctuations.

Export Finance

Helps exporters better manage overseas relationships, bridging the gap between raising an invoice and getting paid. Our specialist team provide language, currency, time zone and legal support.

Digger

Specialist
solutions

Construction Finance

We advance cash against applications for payment and invoices. This allows your client to meet payment obligations through the various stages of a contract.

Contractual Debt Finance

Supports clients that work on a contractual basis. It advances funds against part payments within a contract.

Recruitment Finance

Gives your recruitment agency clients more immediate access to cash tied up in unpaid invoices, alongside credit control and payroll support.

Bad Debt Protection

Used alongside Invoice Financing to give your client peace of mind by protecting their business against the impact of a customer’s insolvency or inability to pay.

QUICK GUIDE: DOWNLOAD OUR PRODUCT OVERVIEW  

Why choose BFS

Relationship focused

We have £1bn in funding support available for SMEs

Flexible

We manage more than £6bn in turnover each year on behalf of our clients

40 Years

We’ve been supporting businesses for four decades

Peace of mind

We’re one of the UK’s largest independent SME funders

GET FUNDING STARTED

Some of our client highlights

Product: Invoice Discounting
Funding provided: £3m
Sector: Retail

We funded retail point-of-sales manufacturer, Kesslers London Ltd, with a £3 million Invoice Discounting package enabling them to upgrade their factory facility and safeguard local workforce.

Product: Invoice Discounting
Funding provided: £1.25m
Sector: Recruitment

We provided a £1.25 million Invoice Discounting facility to Electrification Construction Services, a leading labour provider into the rail and civil engineering sector to provide funding against application for payments.

Product: Confidential Invoice Discounting
Funding provided: £3m
Sector: Transport

We supported a group of three companies who provide coach hire, fleet services and equipment transport services with a £3 million confidential Invoice Discounting funding line. Our facility will support the businesses ambitions to continue their growth strategy and expand their market share.

Product: Invoice Discounting
Funding provided: £2m
Sector: Logistics

We provided a £2 million Confidential Invoice Discounting facility to support the growth aspirations of Midlands-based logistics business, which was subject to an MBO in 2022. Our client chose to work with us due to our expertise within the logistics industry and our ability to fund contractual debt.

Product: Invoice Discounting and
Cashflow Advance
Funding provided: £1.25m
Sector: Wholesale

We funded the acquisition of a Midlands-based cash and carry business, using a combination of a £1m Confidential Invoice Discounting facility alongside a £250k advance through our Cashflow Advance solution. The two year loan with a six month repayment holiday, alongside the invoice discounting facility, enabled our client to purchase 100% of the business shares.

Product: Invoice Discounting
Funding provided: £8m
Sector: Recruitment

We supported an established recruitment business through a restructure with an £8m Confidential Invoice Discounting facility. The business was particularly hard hit by the Covid-19 pandemic and required our facility to support the management team in taking the business forward, and secure the employment of circa 2000 workers. We were able to deliver a swift turnaround for the client to give them the timely support they needed.

READ OUR CLIENT CASE STUDIES  

Get your cash flowing today by calling 0808 501 6453