Unlock funding within 24 hours of set up

The average amount UK Construction firms have owed to them in unpaid invoices is £52,280*. Your outstanding invoices and applications for payment could help improve your cashflow.

Why choose Bibby Financial Services?

  • Fast - Release cash you’re owed within 24 hours of raising an application (both certified and uncertified) or invoices for completed work. It’s quicker than waiting for your customers to pay!
  • Flexible - Our independence and experience of the construction sector enables a tailored approach. Often, when others say no, we say now!
  • Relationship focus - We believe business is personal. We have a specialist Construction Finance team and each of our clients has a dedicated relationship manager, so you know who in the team to call, not just a number!
  • Trusted - We are rated excellent on Trustpilot. We’ve been financing businesses for over 40 years and were the first independent funder to offer finance for the construction sector two decades ago.

*BFS SME Confidence Tracker research, March 2023.

Let us help you...

If you’re a UK business trading with other businesses, complete your contact details and we will call you back, or call us on 0808 501 6610


Construction Finance

Flexible funding that grows with your business. Suitable for contractors and sub-contractors.


Asset Finance

Enabling you to unlock cash from your assets.


Bad Debt Protection

Safeguard your business from the impact of customer non-payment.


Foreign Exchange

Making overseas transactions easier.

Get funding started by calling 0808 501 6610

The Bibby difference…

We have a broad range of construction sector clients and support over 80 trades. We take time to listen and understand the needs of our clients. Don’t just take our word for it, here is what our clients say about us…

Kitchen Fitter

“BFS were vested in my business and the Construction Finance team had substantial expertise in the sector. They operated with the utmost professionalism and a funding line was structured for us in the space of five days. The Construction Finance funding line not only helps us plug cashflow gaps, but we’re now actively recruiting for new members of staff for the business.”

Darrell Privett, Managing Director, Advance PM

Construction Site

“We found Bibby Financial Services to be exceptional in their approach. Their flexibility and willingness to assist us in achieving our desired outcome, gave us the confidence that we require from a lender and the confidence to move forward knowing we are fully supported.”

Glen Webley, Group Chief Executive Officer, Enigma Industrial Services Ltd

Additional benefits of Construction Finance

  • Our facilities are confidential, meaning you stay in control of your sales ledger and customer relationships.
  • Pay suppliers upfront and negotiate better terms.
  • Get specialist contract support and advice from our industry partners, Gateley Vinden and Naismiths.

Guide to Construction Finance

For further information on our Construction Finance solution, including how it works and can benefit your business, download our guide here.

SME Confidence Tracker

Download our latest SME Confidence Tracker survey, which explores the views and challenges of 500 SME owners and decision makers.

Call: 0808 501 6610