Financing the Construction sector

Let us help you
We’ve provided flexible funding to SMEs for over 40 years
Bibby Financial Services (BFS) is delighted to be working with the Federation of Master Builders to support their members across the UK.
We have an upcoming online event exclusively for FMB members on Wednesday 25th March, 4pm-5pm. The webinar is for commercial builders who are exploring funding options to help grow the business.
Find out more and register here.
Construction has been a core sector for BFS since the creation of the business over 40 years ago. We were the first independent funder to offer specialist finance for the sector over two decades ago and have experience in over 80 trades.
Whether you are a contractor or sub-contractor, Construction Finance enables you to release the cash tied up in applications for payment (certified and uncertified) and invoices for work completed, allowing you to manage your cashflow and keep your business running smoothly throughout the various stages of a contract.
We have a specialist team supporting our construction clients and a strong network of partners that can support with legal and contractual aspects and who work with us to provide resources and insights to SMEs.
For businesses looking to re-finance or purchase new vehicles and equipment, our Asset Finance solutions give you the flexibility of hire purchase, leasing or re-finance.
What is Construction Finance
The Bibby difference...
Trusted
Rated Excellent on Trustpilot, you can be confident you are working with an experienced and reliable funding partner.
Human
We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.
Experienced
Our years of experience in the construction sector gives us the knowledge and understanding we need to support your business better.
How we have helped other construction businesses
We've been providing specialist funding for the construction sector for over two decades...
£500k funding provided
We funded a specialist electrical and mechanical engineering business with a £500,000 Confidential Construction Finance facility to support working capital and growth aspirations. Our client chose to work with us because of our specialist knowledge and experience within the sector, and our ability to fund various types of contracts for a variety of end customers.
- Industry sector:
- Construction
- Solution:
- Construction Finance
£50,000 funding provided
We supported a Kent-based security contractor with a £50,000 Forward Finance facility. With a strong contract in place with a blue-chip client and more deals in the pipeline, this facility offers the necessary working capital to support their growth.
- Industry:
- Construction
- Solution:
- Forward Finance
£500k funding provided
We supported an established £7m sole trader who had previously been declined for Invoice Finance due to the business being unincorporated. Our facility will provide the business with long sought-after working capital allowing them to bridge their debtor's payment terms.
- Industry:
- Construction
- Solution:
- Construction Finance
£450k funding provided
We agreed a £450k Factoring facility for a concrete supply business on an inter factor transfer. The set-up process from first visit to funds out completed in 17 working days.
- Industry:
- Construction
- Solution:
- Factoring
£2.5m funding provided
We supported a long-established and successful London-based construction firm. Our facility increased the funding line by £750k from their previous lender, providing extra headroom required to support their growth ambitions.
- Industry:
- Construction
- Solution:
- Construction Invoice Discounting
£50K funding provided
Our client had developed a new, innovative scaffolding stand and needed funding to help launch their new product. They had never used invoice finance before and with the £50k of funding we provided, they were able to support their launch.
- Industry:
- Construction
- Solution:
- Invoice Finance
Why choose us?
- We’re a family-owned business and one of the UK’s largest independent funding providers.
- We’ve been supporting businesses for over 40 years across a wide range of business sectors.
- We manage more than £6bn in turnover each year on behalf of our clients.
- We are rated Excellent on Trustpilot.
- We have a specialist Construction Finance team and each of our clients has a dedicated relationship manager, so you know who in the team to call, not just a number!
- We have a strong network of partners that can support clients with legal and contractual aspects of their business.
Guide to our Finance Solutions
For further information on how our solutions can benefit your business, download our guide here.