Financing your construction business

We’ve provided flexible funding to SMEs for over 40 years

Bibby Financial Services (BFS) is delighted to be working with the Federation of Master Builders to support their members across the UK.

Construction has been a core sector for BFS since the creation of the business over 40 years ago. We were the first independent funder to offer specialist finance for the sector over two decades ago and have experience in over 80 trades.

Whether you are a contractor or sub-contractor, Construction Finance enables you to release the cash tied up in applications for payment (certified and uncertified) and invoices for work completed, allowing you to manage your cashflow and keep your business running smoothly throughout the various stages of a contract.

We have a specialist team supporting our construction clients and a strong network of partners that can support with legal and contractual aspects and who work with us to provide resources and insights to SMEs.

For businesses looking to re-finance or purchase new vehicles and equipment, our Asset Finance solutions give you the flexibility of hire purchase, leasing or re-finance.

Construction Invoice Finance

Advance cash against applications for payment to manage cashflow throughout a contract.

Bad Debt Protection

Protect your business from the impact of customer non-payment.

Asset Finance

Unlock value from your assets or buy new ones without upfront investment.

What is Construction Finance

The Bibby difference...

Trusted

Rated Excellent on Trustpilot, you can be confident you are working with an experienced and reliable funding partner.

Human

We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.

Experienced

Our years of experience in the construction sector gives us the knowledge and understanding we need to support your business better.

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Why choose us?

We’re a family-owned business and one of the UK’s largest independent funding providers.
We’ve been supporting businesses for over 40 years across a wide range of business sectors.
We manage more than £6bn in turnover each year on behalf of our clients.

We are rated Excellent on Trustpilot.
We have a specialist Construction Finance team and each of our clients has a dedicated relationship manager, so you know who in the team to call, not just a number!
We have a strong network of partners that can support clients with legal and contractual aspects of their business.

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Guide to our Finance Solutions

For further information on how our solutions can benefit your business, download our guide here.

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Download our Construction Spotlight report

As part of our regular SME Confidence Tracker, we spoke with more than 200 construction businesses to find out the challenges and opportunities facing them in 2025. Download our Construction Spotlight report to find out more.