Product 19

What is Invoice Finance?

Invoice Finance releases cash currently tied up in outstanding customer invoices – ideal for funding expansion plans or improving your cashflow. There are two main types: factoring and invoice discounting.

With factoring we provide both funding and credit control. With invoice discounting only the funding is provided.

Invoice Finance Benefits

  • Speed - Access to the funds held in your invoices within 24 hours so you don’t have to wait to be paid 
  • Cost-effective – We aim to give you the best value we can based on your specific requirements. 
  • Choice - Outsource your credit control and sales ledger management to our expert teams or handle them yourself
  • Personal - Our country-wide presence and relationship managers ensure we can give a more personal service
  • Control - Check your funding at all times with our 24/7 online management system
  • Confidentiality - Our confidential service means we won’t disclose you are using an invoice finance facility
  • Security - Protect against customer insolvency with Bad Debt Protection

How does Invoice Finance work?

Invoice raised

Step 1: Invoice

Simply send your invoice to your customers and a copy to us.

Receive funding

Step 2: Receive funding

We advance an agreed percentage of the invoice value to you within 24 hours, minus our fee.

Customer payment

Step 3: Customer payment

The remaining percentage is returned to you upon customer payment.

Contact us

request a callback

Call us

Speak with one of our business funding experts today.

application form

Request a quote

Fill in our short form and we will prepare a quote and send it to you.


Email us

Complete our short enquiry form and we will contact you to discuss your funding requirements.

product image small 10


Full credit control and sales ledger management with our funding and collection service.

product image small 19

Invoice Discounting

Access funding within 24 hours whilst managing your own credit control.