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We help our clients unlock cashflow with our funding

We understand that a lack of cashflow can constrain a business of any size. If you find yourself waiting to be paid for the work you’ve done, goods you’ve sold or are spending more time than you would like chasing late payments, then we're here to help. Invoice Finance and Forward Finance can help you manage your cashflow and the day-to-day running of your business.

Alternatively, Asset Finance allows you to invest in your business without tying up existing cash. It gives you the flexibility to purchase the equipment you need with affordable repayments helping to manage your cashflow. Or, you can unlock the value of your existing assets to release cash and further develop your business or improve your cashflow and stability.  
 

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How Invoice Finance can help your business

Invoice Finance is ideal for businesses that have customers on long payment terms, or who often pay late. Each can create a cashflow gap when it comes to paying staff and suppliers while waiting for invoices to be paid. Invoice Finance can also help businesses who want to take on new projects without additional funding pressures.

With our Factoring solution, you benefit from funding and credit control. With Invoice Discounting, you benefit from the funding we can provide whilst still maintaining your own credit control.


Invoice Finance

Features:

  • Release up to 100% of invoice value within 24 hours
  • Get cash against the value of your invoices as they are raised
  • 12 and 24 month contracts or a flexible 30 day notice rolling contract
  • Confidential process
  • Optional credit management and Bad Debt Protection
  • Manage your account 24/7 with our Client Online service

Benefits:

  • Speed: access to cash within 24 hours to meet payments or make purchases 
  • Choice: outsource your credit control and sales ledger management to our expert teams or manage it yourself 
  • Flexibility: funding grows in line with your sales
  • Personal: a relationship based approach backed up by our Service Promise
  • Convenience: check your funding at any time with our 24/7 Client Online service
  • Security: protect against customer insolvency with Bad Debt Protection
  • Confidentiality: our confidential service means we do not let your customers know that you're using our service

Is your business suitable for Invoice Finance:

Your business could be suitable for Invoice Finance if you:

  • Yes: provide goods and/or services to other businesses
  • Yes: issue your customers with credit terms of between 30 and 90 days
  • Yes: can demonstrate a capable management team
  • Yes: have been financially viable for a minimum of six months
  • Yes: want us to manage your credit control, through Factoring, or continue to manage your own with Invoice Discounting

People Loading Vehicle

How Forward Finance can help your business

Forward Finance is the ideal small business funding if you have customers on long payment terms, or who often don’t pay on time, creating a cashflow gap. You can benefit from a cash boost and the peace of mind of a more predictable cashflow.

It’s a great funding option that allows you to manage your business more efficiently or if you want to grow it to the next level.

 

Forward Finance

Features:

  • Release up to 90% of your invoice value five days after your application
  • Funding up to £50,000 with minimal paperwork
  • No set up fees
  • Get cash against the value of your invoices as they are raised
  • Optional credit management and Bad Debt Protection
  • Manage your account online 24/7 with our Client Online service

Benefits:

  • Speed: access to cash within 24 hours 
  • Simplicity: complete transparency with no set up charges and one simple fee
  • Flexibility: no long-term contracts, so you can benefit from a rolling 28 day contract
  • Personal: a relationship based approach backed up by our Service Promise
  • Convenience: check your funding at any time with our 24/7 Client Online service
  • Security: protect against customer insolvency with Bad Debt Protection

Is your business suitable for Forward Finance:

Your business could be suitable for Forward Finance if you:

  • Yes: provide goods and/or services to other businesses
  • Yes: issue your customers with credit terms of between 30 and 90 days
  • Yes: have a turnover under £300,000

Trucker with lorries

How Asset Finance can help your business

Asset Finance allows you to buy new equipment or machinery and spread the cost, helping to improve your cashflow. It's also a cost-effective way to raise money against the value of your current assets that you can use for any business purpose, while spreading the cost in manageable repayments. 
 

Asset Finance

Features:

  • Unlock the value of your invoices and release additional funding 
  • We can fund business assets from £25,000 to £1.5 million 
  • Spread your payments with monthly instalments
  • A range of options with Leasing, Hire Purchase and Refinancing

Benefits:

  • Speed: buy equipment without the need for significant upfront costs
  • Cost-effective: refinancing your assets can help you manage your cashflow more effectively
  • Efficient: leasing can help you spread the cost by paying in monthly instalments
  • Experienced team: our Asset Finance team is here to support you and your business needs
  • Minimise risk: you can minimise the risks of ownership and benefit from tax efficiencies
  • Personal: a relationship based approach backed up by our Service Promise

Is your business suitable for Asset Finance:

Your business could be suitable for Asset Finance if you:

  • Yes: own soft or hard assets
  • Yes: require the finance for business use

 


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Talk to a member of our team today on 0808 163 1060

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