EDM Masthead

Get help with upfront costs

Do you need extra working capital to pay for material, labour or equipment? Our Construction Finance solution provides funding against uncertified and certified applications for payments and invoices. It’s ideal when you’re looking to fulfil existing contracts or take on new work.

  • Don’t wait for certification: access funds as soon as an application for payment is submitted
  • Access your funds within 24 hours of uploading customer billing into our online system
  • Maintain confidentiality: your clients won’t know you use our services

Access your funds

Safeguard against non-payment

In the past three years, construction firms have written off an average of £50,772 as a result of non-payment. Our Bad Debt Protection protects up to 90% of the value of bad debts suffered. It’s a good option if you’ve experienced bad debt in the past, or if a few customers represent a large percentage of your sales.

  • Keep the funds you’ve received in the event of customer insolvency
  • Monitor your customers and act before they become a bad debt
  • Choose which of your customers should be covered

Protect your business now

Unlock your full potential

The high upfront cost of securing equipment can put pressure on your cashflow, holding back your business. Our Asset Finance lets you unlock the value of assets such as plant and machinery to release additional funding back so you can fund your growth.

  • Release the value of assets from office furniture all the way up to machinery, construction plants and commercial vehicles
  • Ease the pressure on your cashflow by releasing the value of assets you already own

Unlock your potential

Get the equipment you need

Obtain the equipment you need by spreading the payments through Leasing or Hire Purchase. We’ll purchase the equipment and you can start using it straight away. It’s perfect if you need to take on a new contract but don’t have the equipment ready to go.

  • Manage your cashflow effectively by paying for the use of equipment over time
  • Decide whether to return the equipment, extend the lease or purchase it at the end of the period
  • Reclaim VAT and offset repayment interest against profit

Get help with equipment