Bibby. When others don't give a fund we do.

When others say no, we say now!

Is your cashflow causing your business a funding headache? Would it go away if all your outstanding invoices were paid tomorrow?

With finance from Bibby, you don’t have to hang around waiting to be paid. You can release cash you’re owed within 24 hours of raising an invoice. It’s funding quicker than waiting for your customers to pay!

What’s even better, you’re releasing your own money earned from work already done, not taking on more debt. Unlike a loan or overdraft, our finance grows with your business. The more you invoice, the more cash there is to release!

We’ve been supporting businesses for four decades. That means we have the knowledge and expertise to take a flexible approach to your finance.

Get funding started by calling 0808 501 6622

Tell us what you need.

The Bibby difference...

If you’ve never thought about invoice finance before, you may not know much about us. We’ve been improving business cashflow for 40 years and are one of the UK’s biggest SME finance providers. We are flexible and take a human approach to finding the best fit for you. You could say, when others don’t give a fund, we do!



We’ve been supporting businesses for four decades and a new customer joins us every 83 minutes! We are rated excellent on Trustpilot.



We believe business is personal. We pride ourselves on building relationships with our clients and understanding their needs.



Our flexible finance is tailored to meet your needs and grows in line with your sales. With specialist solutions for different sectors, we support over 300 industries.

Better than a bank loan...

Matt Pitt

“The relationship-based approach has enabled our business to continue to grow without cashflow stagnation. Having over 30 years’ experience in the home appliances industry, we wanted to work with a funder that understood our individual business needs and requirements as a niche all-in-one supply and installations firm. Having a funder with expertise in the construction sector, such as BFS, is a huge advantage to us.”

Matt Pitt

Managing Director, Kaboodle

Gemma Bush

“Bibby Financial Services has been providing our firm with funding for over 18 years and we rely on a steady stream of funding to operate our business efficiently throughout the year. The additional funding also provides us with capital that we can put back into the business to grow our fleet of vehicles. As a haulage provider our fleet is at the heart of our business.”

Gemma Bush

Director, Mor Cross

Roger Phillips

“BFS really got to understand our business and this is what sets it apart from other finance companies. Its tailored approach to funding is very much in keeping with our own philosophy as a business, making it the perfect business partner as we strive to grow the company further.”

Roger Phillips

MD, Capital Valley Plastics

Get funding started call 0808 501 6622

It's a funding challenge out there...

With record inflation and soaring energy bills, businesses are facing unprecedented cashflow pressures. Our latest SME Confidence Tracker research with 500 businesses demonstrates the challenges being faced. Our funding can support you through these challenges, releasing cash to enable you to meet your regular commitments, ensuring you can pay the bills whilst waiting for your customers to pay.


Only 1 in 10 SMEs is fully prepared for inflation-related challenges if inflation rises again


36% of businesses say they do not have the right level of cashflow to either operate efficiently or to invest


30% of businesses have suffered a bad debt in the last 12 months


33% of businesses say the current economic environment makes them more likely to use external finance

Independent research conducted with 500 businesses in August 2022.


Ready to make a funding decision?

If you’re a UK business invoicing other businesses, talk to us about how we can help your cashflow.

  • Access your cash within 24 hours of invoicing.
  • The more you invoice, the more your funding grows.
  • We build personal relationships – you will know who in the team to call, not just a number!

Get funding started. Call 0808 501 6622