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We specialise in developing close working relationships with vendors, suppliers and hirers in our chosen markets to provide Leasing Finance solutions to a wide range of industry sectors including hospitality, catering, franchising, medical and dental.
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We understand the needs of our customers, be they large or small, newly formed or long established businesses. We pride ourselves on our flexible approach to solving those business funding conundrums.
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We offer a stand-alone finance facility. Our funding is a stand-alone additional credit line leaving valuable bank facilities free to service working capital requirements.
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We don’t ask for additional assets as security. Banks normally require security in the form of charges over land, buildings and directors’ homes. We normally only require security taken through title to the assets under the finance agreement, supported at times by the personal guarantees of the directors.
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A fixed term facility. Our funding is provided on a fixed 1, 2, 3, 4 or 5-year term basis, and is not repayable on demand like bank overdraft and other facilities. So as long as there is no breach in the terms of the agreement the Leasing Finance facility cannot be terminated or called in.
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A fixed repayment schedule. The Leasing Finance facility is on a fixed interest cost throughout the life of the agreement and so this makes budgeting and cash flow management easier, unlike bank lending, which is normally linked to a variable rate of interest, which means that interest costs can change through the life of the agreement.
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We don’t make you buy critical illness or life cover. Unlike some finance companies we don’t require you to buy expensive critical illness or life cover as a condition of the loan offer. You are however free to make suitable arrangements if you wish.
