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What is Factoring?

Factoring enables you to access the value of outstanding customer invoices before they are paid. This is done by using our funding and collections service. We offer full credit control and sales ledger management where we chase and collect invoice payments on your behalf, freeing up your time to focus on growing your business.

Invoice raised

Step 1: Invoice

Simply send your invoice to your customers and a copy to Bibby Financial Services.


Step 2: Receive funding

We advance an agreed percentage of the invoice values to you within 24 hours, minus our fee.

Customer payment

Step 3: Customer payment

The remaining percentage is returned to you upon customer payment, which we can manage.

What are the benefits of Factoring?

  1. Access up to 85% of your outstanding invoice values within 24 hours.
  2. Free up your time by using our expert teams to handle credit control and sales ledger management.
  3. Maintain customer relationships with our confidential collections service.
  4. Stay in control of your finance agreement with our online management system and dedicated client manager.

Contact us

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Call us

Speak with one of our business funding experts today.

0800 91 95 92
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Request a quote

Fill in our short form and we will prepare a quote and send it to you.

Get a quote

Email Us

Complete our short enquiry form and we will contact you to discuss your funding requirements.

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Want a fast decision?

We can offer Businesses with a turnover of under £300,000 a decision in less than 5 minutes.

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Not sure what is right for you?

Use our 'funding finder' to discover which funding is right for you.